Would a prepayment be considered in calculation of margin money?

Hi Anil
Thanks for clearly explaining the concept of margin money.
This query is regarding principal repayment. In a construction linked plan, if i repay a part of principal back to the bank (before final or last payment to builder), would this amount be treated as margin money.

Hi Navdeep,
It should be. But, you can simply park that extra money in your account and pay it out of your pocket at the time of builder demand.